Your Affordability Profile
Learn more: How Much House Can You Really Afford? A Deep Dive into Mortgage Affordability

Income & Savings

Your total monthly income before taxes and deductions. Lenders use gross income for affordability calculations. If you know your annual gross salary, divide it by 12.

How much you have saved for a down payment.

Debts

Sum of car loans, student loans, credit card minimums, etc.

Loan Preferences

Common terms are 15 or 30 years.

Tip: Rates vary widely by region and time (e.g., from under 2% to over 10% in different global contexts). Always check with local lenders for current, precise rates.

Estimated Property Costs (Optional)

Optional, but improves accuracy.

Optional, but improves accuracy.

Live Affordability Snapshot (Preliminary)
These are real-time estimates. Submit for full AI analysis.

Est. Max Home Price:

Based on ~28% income for PITI.

Est. Monthly P&I:

Est. Total Monthly Housing Cost:

Global Settings

Provides regional context to the AI.

Disclaimer

The information provided by Mortgage Advisor AI is for informational purposes only and should not be considered financial advice. Investment decisions involve risk, and past performance is not indicative of future results. Consult with a qualified financial advisor before making any financial decisions.