Mortgage Advisor AI

Ask about mortgages in plain English

Built for U.S. homebuyers and homeowners considering refinancing. Calculations are deterministic, and outputs are visual and easy to compare.

Tell me your scenario in one sentence. Example: I want to buy a $500k home with 20% down at 6.2%.

Describe your mortgage scenario

Scenario comparison

Run your first analysis to populate side-by-side results.

Refinance break-even

Run a refinance scenario to visualize break-even timing.

Assumptions used

Property tax rate: 1.20%
Home insurance: $120 / month
HOA: $0 / month
Refinance closing costs default: $7,000

Assumptions shown are defaults until you provide custom values.

Mortgage Advisor AI gives educational estimates, not financial advice.